We couldn't afford it. His middle school math teacher salary and the income I brought in from my small business paid our bills but didn't leave wiggle room for much of anything else - especially an adoption.
"When you accept the call to adopt, God will provide... trust us."
Our friends who'd adopted their son insisted that when God calls us to adopt, He also supernaturally covers the costs. We had no other option but to believe them. (Partially since we had no other way to parenthood than adoption.)
Prayer led us to know the right time to begin the process. Without a nest egg to borrow from or winning lotto ticket to cash in, we stepped out in faith and called the adoption agency to begin. In the following months, several generous family members gave us funds to help with the expenses. Friends also felt prompted to give to us. We received a grant to cover our home study. Unexpected checks and baby gear floated in once people heard our news. Our only job was to humbly accept the gifts.
We unexpectedly got the call about our baby girl one January evening. While the adoption process happened sooner than we expected and nothing like what we planned, our bank account was ready. God provided all of the funds we needed to proceed.
Trusting God with our finances is difficult. He promises to provide for us. When we believe Him, He leads our eyes off our cares and onto His call.
And my God will meet all your needs according to the riches of his glory in Christ Jesus.